Safety & Guarantees.

Fixed Index annuities

the value changes and is based upon a stock market index. Principal is protected from market loss as long as they continue through the length of their contract, providing safety and minimum guarantees. The annuitant cannot lose money when the stock market declines.

 

fixed annuities

guaranteed safe with the principal (premium) guaranteed not to vary in value due to market conditions. It will increase in value as interest earnings accumulate. Fixed annuities are a predictable option for seniors who want a safe alternative for their retirements savings. Interest is generally declared at the time of application.

 
 

single premium immediate annuities

in which only one payment is made to the insurance company and in which the payouts begin immediately or within one year. This type of annuity is designed for a steady flow of cash.

 
 
 

deferred income annuities

typically starts with an upfront payment and grows tax deferred until payout begins. This is designed to supplement retirement income.

Carrier List

  • Integrity Life

    A+ Rated

  • John Hancock Annuities Contract

    A+ Rated

  • National Financial Group annuity contracting

    A+ Rated

  • A+ Rated

  • A+ Rated

  • Protective Annuity A+ Carrier Contracting

    A+ Rated

  • A+ Rated

    Description goes here
  • Americo Annuity Carrier

    A Rated

  • A Rated

  • Ameritas Annuity Contracting

    A Rated

  • Athene

    A Rated

  • Lincoln Financial Annuity Contracting

    A Rated

  • Pacific Guardian Life Annuity A Rated Carrier

    A Rated

  • American Equity Annuity Contracting

    A- Rated

  • A- Rated

  • Guggenheim annuity contracting

    A- Rated

  • Guaranty Income Life Annuity Contracting

    A- Rated

  • Sagicor Annuity A- Carrier Contracting

    A- Rated

  • Equistrust Annuity Contracting

    B++ Rated

  • American Life FIA Carrier

    B++ Rated

  • Farmers Life

    B++ Rated

  • B++ Rated

  • National Security Group

    B++ Rated

  • Silac Annuity Carrier Contracting

    B+ Rated

  • B+ Rated

RESOURCES

Featured
Who Would Be A Good Candidate for an Annuity
Who Would Be A Good Candidate for an Annuity

Guaranteed retirement income is becoming a hot topic with the low interest rate environment and market volatility. Those planning for retirement should evaluate their circumstance to determine whether they’re a good candidate for a guaranteed income option like an annuity. The purpose of a fixed annuity is to help with a variety of financial goals (tax deferral, principal-protected accumulation, lifetime income streams, access to funds, wealth transfer benefits, and it bypasses probate).

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Why an Agent Should Consider Offering Annuity Products to Clients
Why an Agent Should Consider Offering Annuity Products to Clients

Research shows that if you have more than 2 products (preferably 3 different products) sold in a household, the chance of losing that business to another agent is almost non-existent. Many agents are already selling 1 product (i.e. medicare, life insurance, etc.). What if you could provide a finanical vehicle that is about safety and guarantee and still provides an opportunity for a fair rate-of-return? That’s what an annuity can do. Read further to learn about a few considerations when contemplating whether you should bring an annuity product(s) on board to what you already offer so that you can sell more products to a household and capture their business for the years to come.

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DOL Fiduciary Requirements
DOL Fiduciary Requirements

The Department of Labor (DOL) Fiduciary Rule has been updated to expand the agency’s interpretation of the existing five-part test to determine when an individual is an ERISA fiduciary. For sales to qualified plans, beginning January 31, 2022, the DOL will require compliance with the Fiduciary Rule.

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Are you looking for help with training, contracting, recruiting, and ongoing backend support? We reccommend talking to someone from the Legacy Solutions annuity team of experts. They will share how we can help grow your book of business with a diversified product portfolio.